A Total Commitment to Business Ownership

So, you have a good position at one of the premier banks in the country, but, the banking world no longer feels right as a long-term career choice.  You have been considering running your own business for some time.   After some serious research, you found a business to buy and are a few days away from signing on the dotted line and leaping into business ownership, feet first.  Unexpectedly, your Manager pays you a visit and offers you a two-position promotion. AND YOU BUY THE BUSINESS ANYWAY!Mattkinserblog2

That is called………….

“A total commitment to business ownership”

Say Hello to Matt Kinser, the new owner of Allegra Marketing•Print•Mail in Charlotte NC.

Allegra is a Marketing•Print•Mail franchise that provides marketing and print communication services including print, signs, mail services, graphic and web design, e-marketing campaigns, display and related marketing services to small and medium sized businesses and organizations. Matt put together a deal that required him to purchase an existing sign company and a printing company and merge them together under the Allegra Franchise name.  He took over business operations in May and is now in the process of adding to his customer base and preparing his operation, located in Charlotte’s South end, for an increase in volume and employees.  Matt looks to increase sales some 30 % by the end of the year and 100% by the end of next year.

Matt evaluated several franchise concepts during his research.  Why choose Allegra? 

 I chose Allegra Franchise for a couple reasons.  I liked the local capabilities at the shop I purchased (print, mailers, wide-format, signs, banners, apparel, etc.) and I knew that Allegra would allow me to build on that to provide additional services like marketing planning, website development, graphics and more.  Allegra gives me an opportunity to help grow other companies in a multitude of ways.


I asked Matt to talk about his first couple of months in business and what the transition has been like.


 Start-up elicits a full range of emotions.  Like anyone embarking on such a career change, I have stress and fear.  I’m learning a lot.  But – ultimately – I am excited.  I am excited about the opportunity to work with my team, our customers and the franchise to build something new.


Matt was a pleasure to work with as a client.  He utilized our process and did all the research necessary to make a great decision about the right business for him.

 Mike was great from day 1.  He worked hard (and patiently) to understand what we were looking for.  He brought us a range of viable options.  And, he gave us advise.  He adjusted as we adjusted.  He never sold business ownership as the end all – but he sold it as hard work.  I’m grateful we were able to work with him.


Thanks to Matt for being such a great client!  His experience in building and leading teams and his customer driven focus make him a great fit for this exciting business that provides marketing services for their clients.  We expect great things from him.

If your company requires expert color printing, signs and other marketing services, be sure to give Matt a call.




Business Ownership Doesn’t Have to Rule Your Life

stressed-1280x853I really liked this article by Brigette Hyacinth  read full article here in which she warns against letting your job rule your life. I am reminded of the many clients we have that want to start a business but are afraid it will also “Rule Their Life” by requiring too much of their time to operate.  And, frankly, I would agree that owning a business that rules your life doesn’t seem to be a much better circumstance than having a job that does the same thing.

In thinking about most of our clients, many of them are transitioning corporate professionals that have reached a tipping point in their career.  They realize that even though business ownership takes work, especially at start up, it may be a more satisfying and ultimately safer path to travel than corporate employment……. where the chance for being laid off again is very real.

Now, it is true that any business you start will most likely require a significant amount of time up front to implement systems, find the right initial employees and get sales headed upwards.    That said, I offer the following:

Over the 25 years we have been in business, I have found that most of our clients want two things when they make the leap into business ownership……they want control and they want balance in their life; time for the family, friends, vacations, etc.  They want other things too: independence, fulfillment, less business travel, no layoffs, community connection and more.  But it is primarily control and balance that they seek.  For those clients, our goal is to help them find a business they can build by implementing the right systems and hiring the right employees.   With these two things in place, and after some hard work to get it up and running, (and it always takes hard work to get it up and running) a business owner can begin to back away from the day to day operations and, as the saying goes “work on the business and not in the business.”  The good news is that there are many business and franchise concepts that are capable of growing to a point where they can offer the owner the control and balance they seek…….and often can’t find in the corporate world.

My feeling has always been that best business someone can own is a one that can grow and operate without the owner’s constant involvement in the daily operations.  Find such a business that is capable of providing growing and consistent income and building equity to leverage future expansion options or retirement options, and you have your control and life balance.

In his book, The E Myth (Revisted), Michael Gerber succinctly sums much of what I have said here.  “Once you recognize that the purpose of your life is not to serve your business, but that the primary purpose of your business is to serve your life, you can then go to work on your business, rather than in it, with a full understanding of why it is absolutely necessary for you to do so.”

Here is the good news.  If you are serious about business ownership and are willing to perform the proper due diligence and research, you can find a business that won’t “Rule your life”.

It is true!  Your job should not rule your life.  And, if you choose business ownership, then your business shouldn’t rule your life either.


Temperature Pro HVAC is now in South Charlotte, NC!

temperature-pro-logo-2 Tempro1FranNet Carolina is excited to announce and introduce Doug Evans as the owner of a Temperature Pro HVAC franchise in South Charlotte.

Temperature Pro is one of the first Heating and Air Conditioning companies in the US to expand using a franchise model.  Currently, with some 40 franchise owners, they have already become one of the largest HVAC companies in the country and are able to offer both residential and commercial customers the expertise, professional service and excellent pricing that comes with the scale of a franchise model.  Temperature Pro prides itself in bringing consistently fair pricing and excellent service to a very fragmented industry that often lacks both.

Doug is a former Director of Inventory and Demand Planning for Lowes Companies of Mooresville, NC.  He led a team responsible for planning and forecasting inventory needs of this multi-billion dollar company with over 1800 stores in the US.

Like many of our clients, Doug had reached a transition crossroads in his career and was questioning his return to the corporate world versus business ownership.   Fortunately for us and for thousands residences and businesses in the Charlotte area that will need HVAC services in the future, he chose to start his own business.

With so many franchises to choose from, why would a former Lowes Executive choose Temperature Pro?

I spent months researching business and franchise opportunities, and over that time I recognized characteristics important to me. First of all…I wanted to find a company that “walks the walk” when it comes to customer service. The folks at TemperaturePro talked about that first and often when I met them. Also…People love their homes, and I wanted to continue my involvement in that market (after 10 years in home improvement retail). Finally…I wanted a business that allowed me to hire a skilled, experienced team to do professional work while I focused on my areas of expertise. I love that my technician team has decades of HVAC experience in Charlotte, so when I’m talking to potential clients I can happily say that they’re going to get great work.    

I asked Doug to explain more about what Temperature Pro offers to its customers.

We are a fully licensed heating, air conditioning and indoor air quality contractor that will install, repair and provide preventive maintenance on residential and commercial systems throughout the Charlotte metro region.  We are based in South Charlotte and have a partner franchise in the Mooresville /Lake Norman Area that we work with to cover the entire Charlotte land area.  We offer professional, fairly-priced service and our goal is to build long-term relationships with customers based on our transparency, availability and excellent work.


I asked Doug to tell me about how start-up and his first several months were progressing. 

It’s been hard work but great fun. I wear so many hats, and after I’ve thought about finance or marketing for a while I can always go hang ductwork in a crawl space to help my team and be involved in the business. I like seeing the culture of customer service take shape and see the momentum we’ve built through networking and the support of our friends and family.  

Doug was a great client to work with.  He utilized our process and did all the research necessary to make a great decision about the right business for him.

FranNet put me through the paces in focusing on what I wanted in a franchise and helped me to figure out funding. Any time I called with questions, Mike answered them thoroughly and bluntly. He also made sure that he was available for face-to-face meetings when needed. I do sincerely appreciate what FranNet did for me as I found and opened TemperaturePro Carolinas here in Charlotte.

A Big Thanks to Doug for being such a great client!  His experience in building and leading teams to perform made him a great fit for this very scalable residential and commercial service concept and we expect great things from him.

If your home or company has a need for quality HVAC services that are performed transparently, with fair and consistent pricing and skilled technicians, be sure to get in touch with Doug.

Doug Evans


Temperature Pro Carolinas – Charlotte


704.458.5798 (Cell)

704.912.4932 (Office)







A Sign of Good Things to Come

SIGNworld is a venerable and successful business opportunity with almost 300 locations throughout the US.  We consider it to be one of the best business opportunity concepts we represent.

I am happy to announce that one of our clients, Kevin Kitts of Raleigh, NC has purchased and started up a SIGNworld business.  His formal grand opening was held in September although he was open for business several months before that.   As this is considered a business opportunity and not a franchise in the true sense of the word, Kevin has named his company ENGAGING Signs and Graphics.  Prior to opening his business, Kevin served eight years as a military officer and 22 years in corporate America where he finished his tenure as a corporate officer.

This business concept represents a great fit for what Kevin was looking for.  “I actually chose the SIGNworld model because it eliminated the royalties and centralized control that the other franchise based business models typically require.   This open structure is arguably riskier and less foolproof than most of the franchise models I considered, but in the long run I expect the autonomy and unbridled growth opportunity it offers to be a better fit for me personally than any of the other alternatives I considered, given my motivation, interests, and business goals.”

kevin kittsI asked Kevin to tell me about how start-up and his first two months were progressing.  “Each day is both different and daunting; typical work days clock in at 14-16 hours.  There is no way to do everything I should/need to do so prioritization is essential.  Each day I am continually immersed in previously un-encountered business and customer challenges.  While facing these challenges, I am surrounded by a supportive community of experts in the sign industry ready to offer counsel and help at every turn, just for the asking.   This is a dream come true for a problem solver and customer oriented businessman.  I wake early every morning with extremely high energy ready to face the day’s challenges because there is no one holding me back.  It is absolutely the most fun I’ve experienced at work in my entire life.”

Kevin was a great client to work with.  He utilized our process and did all the research necessary to make a great decision about the right business for him.  This from Kevin:  “FranNet’s personality profile and evaluation process was extremely helpful and informative in clarifying and reinforcing my personal observations and intuitions relative to my goals and business inclinations.  FranNet helped me identify and evaluate the types of business opportunities available and introduced me to leaders at several companies to aid my understanding of their business models and evaluate the operational and financial characteristics.  My FranNet consultant, Mike Hall, shared his insight regarding the benefits of business ownership that I never knew existed.  He also listened to me intently and provided both affirmation and counterpoints during our discussions to ensure I was thoroughly evaluating all the business opportunities and their relative merits in the context of my goals and objectives.  I never felt pressured or manipulated during the process.” 


We Make Our Clients Angry………Sometimes

Franchise consultant Mike Hall

This article, by my counterpart Cindy Rayfield, in Denver Colorado, is brilliant and spot on when it comes to our philosophy of being honest with a client about their finances.

My Company, FranNet Carolina, specializes in placing clients into franchise ownership.  We use an  exclusive assessment and face to face meetings to help match clients to the businesses that make sense and that will get them to where they want to go, both professionally and personally.  To date we have placed over 500 folks in business. But for everyone we place in business, 2 – 3 more don’t buy a business for a variety of reasons.  Some of these clients are folks that we have had to advise against business ownership because of their finances.  AND, we have no problem doing that.

Our clients depend on us for good advice in searching for the right business and that includes an assessment of their financial ability to purchase a business.   In truth, nearly everyone we see wants to own their own business.  But, business ownership isn’t for everybody for a variety of reasons, including financial capacity.  We feel it is our responsibility to advise a client when their balance sheet is on the low end of what will be needed to sustain a purchase.

Buying and starting a business takes time and money.  If a client represents a family’s primary source of income and is entering business ownership and leaving the corporate world altogether, then understanding their ability to get through the start – up phase to profitability is of critical importance.  When buying a franchise there are three components of cost to consider, the franchise fee, the hard cost to build out the business (computers, leasehold improvements, signs etc.) and the projected working capital needed to get to operating profitability. The first two components are relatively easy to project and include in pro-forma financials.  But projecting accurate working capital needs is a bit trickier.  Franchise companies try to give a fair estimate of working capital needs based on their franchisees’ collective experience.  But it is still hard to hit that accurate number.  It is always a good idea to build in some cushion and then you are rewarded if you don’t need it.  Now, some of our clients are buying a franchise as an investment, with intentions of working as a semi-absentee owner.  They may be still gainfully employed with a nice income and just want to build a business to add to their investment portfolio.  While this form of purchase is done all the time, it is none the less our responsibility to give these clients the same advice any other clients.

So, if we make a client mad by telling them that a business purchase would tax their finances too much and put their family at risk, we are ok with that. We would rather have an angry client now than one that failed in a business we advised them to look at when they were too tight on finances.

Enjoy this article by Cindy!

I Made Someone Very Angry Today

I don’t like to do it. I really don’t.

I don’t want to tell a client they don’t have enough money to invest in a business, but that’s what happened today. I had to tell a client (or now ex-client) that she didn’t have a high enough net worth to invest in a business. She was very offended that I would tell her that. I would LOVE it if I could help anyone and everyone who wanted to buy a business, but I can’t.

When someone wants to work with me to help them find a franchise match, I start by having them complete a Personal Franchise Assessment. It can take 20 to 30 minutes to complete the profile and it asks a lot of questions relating to personality, likes, dislikes, career background – and the all important financials. Yes, in the end, it all comes down to money. (Please see my article on “The Money Talk – How to Know if You Have Enough to Invest in a Franchise.”)

Believe me when I say this – knowing how much money a client has or doesn’t have for a business is a good thing! Here’s why…

Knowing There Can and Will be Cash Flow Ups and Downs

Did you know one of the top reasons for business failure is undercapitalization? That’s a fancy term for no money and no cash flow to support the business. Here’s a great infographic that explains it.

Franchisors know this. Banks know this. People who have been in business longer than a day know this. It can be difficult for someone who has never had a business to understand that running a business takes more than simple sweat equity. Businesses and lenders don’t care how dedicated and hardworking someone is. Owners need money to get through the early times when the business is not making money.

As a seasoned advisor to my clients (10 years of good advice I might add), I have to let my clients know if they don’t have the funds to get through the tough times – in a start up, a resale business, or a franchise. It doesn’t matter what type of business it is. Cash flow is king and some days it can be up and some days it can be down, but you have ride the bull to win the prize.

Knowing Prevents the Ostrich Syndrome

It’s so easy going around thinking you have money when you really don’t. I’ve seen it time and time again. I have to get a handle on my client’s net worth, for their own sake. I’m saving them from themselves when we can have a reasonable conversation about their net worth and what it means.

Those pesky financial questions are in my Personal Franchise Assessment so I can help my clients with this part. I consider it a gift to them. I take my client’s head out of the sand, for just a little while, so they can have a real and honest look at their financial situation. Sometimes it’s great, and sometimes it’s terrible. But we all need to know, even if we don’t want to hear it. It grounds us and offers a starting point.

Knowing if You Are Wasting Your Time – For Now

No one wants to waste their time. The ex-client I angered today felt like she wasted her time spending 20 minutes completing my Personal Franchise Assessment. I know I saved her time and maybe some heartache by telling her she didn’t have the capital to do any type of business – right now. I happen to think the knowledge gained in FranNet’s science based profile is worth the effort, but that’s just me.

So today my ex-client’s financials don’t look very good, but in a few years, when her debt gets paid off, or when the big bonus arrives, or she gets that corporate buy out, or she has saved enough, or her financial picture changes… that’s when the magic can happen. My ex-client may be in a much better place. Lots of people come back to me later on, and then we can have some fun. I’ll look forward to that.

Today, I’d like to think I did my ex-client a favor. Do you think someday she may even thank me?

I doubt it. I made her really mad.

Full article link here https://franchisematchmakers.com/2017/09/i-made-someone-very-angry-today/


Mistakes to Avoid When Buying a Franchise

I really like this article by Adam Heitzman https://www.inc.com/adam-heitzman/5-biggest-mistakes-people-make-when-buying-a-franchise.html outlining some of the mistakes people make when considering or buying a franchise.

Interestingly, I usually start my seminars where Adam ends his article…. with the following counsel…

Franchise Buying Mistakes

Franchise Buying Mistakes

Franchise ownership isn’t for everyone.  But for the right person, it can be a great way to get involved in creating their own corporate ladder.    

What I go on to tell my audiences and individual clients is this…….  If you have a great desire to do something different than work for someone else, or if you are looking for a semi-passive business investment that can turn into a full-time career in the future, you need to do the following.   Define your business model…understand what the best attributes are of a business that fits you.  Make a commitment to research, and then more research.  Any information you need to make a good decision is available.  Research includes studying the disclosure documents, understanding the franchisor’s business model and plan and talking to existing franchise owners about their success and their relationship with the franchisor.  My clients take 12 weeks to thoroughly research franchise alternatives before making a decision.

Franchise ownership isn’t for everyone, but it can be a great way to get into business for the right indivudual that is willing to follow a blueprint and business process while adding their own skills and effort toward growing a business.

Mike Hall is the owner of  FranNet Carolina, a franchise consulting company that matches clients to business opportunities


Welcome to Business Ownership Ed Corpe


SIGNworld is a venerable and very successful business opportunity with almost 300 locations throughout the US.  In fact, it was the first concept I ever purchased when starting off on my own.  I am happy to announce that one of our clients, Ed Corpe of Charlotte, purchased and started up a SIGNworld concept late December and is off to a great start.  As this is considered a business concept and not a franchise in the true sense of the word, Ed has named his company SignsID.

This represents a great fit for what Ed was looking for.   “The results of my due diligence process revealed a zealousness among SIGNworld owners like that of the US Marines for the corp.  The all-volunteer participation results in a sincere engagement of people wanting to help and support the family of owners.  Further, the business fits my desire to ‘manufacture’, to make something and to solve problems for customers.  Every phone call is a potential customer asking me for help”.

SIGNworld owners manufacture both outdoor and indoor signs and graphics.  Products vary from vehicle wraps to window graphics to real estate and retail signage and much more.  All manufacturing uses the newest sign production technology, designed to operate with a minimum environmental footprint

I asked Ed to tell me about how start-up and his first two months were progressing.  “Fantastic! Tremendous!   The mountain of work required to be completed in the short firestorm time-period called a start-up is surprising.   In my ex-corporate life, 60- hour work weeks were common.  However, as an entrepreneur, that past pales in comparison.  Not only are resources constrained (budgets or people) but as the owner, you are the only person knowledgeable and qualified to implement or accomplish much of the tasks.   My biggest challenge has been to do all the ‘business’ of the start-up while marketing the company and selling products.   We’ve had the dreaded cycle of sell, sell, sell, receive orders, then produce, produce, produce….then back to sell, sell, sell…… However, things are smoothing now”.

Ed was a terrific client.  He utilized our process and did all the research necessary to make a great decision in deciding on the right business for him.  This from Ed: “Mike shared with me tools to evaluate my personality and compared it to different business models common franchises use.   His own experience in business and corporate life is key to working with me.  The process helped identify the right type of business, ‘making things’ – ‘physical things’ and solving problems.   The result was a couple business choices.  I had investigated a very successful unrelated sign company to purchase in recent months, so I was familiar with the business model when Mike suggested it.   Mike also provided other tools for me to help in due diligence process to evaluate SIGNworld specifically. 

If you or your company have a need for corporate signs, banners, vehicle wraps, ADA signage or for that matter, any type of signs, be sure to get in touch with Ed Corpe at SignsID.


Welcome to Business Ownership Randy Elliott

Cell Phone Repair

Mike Hall and Randy Elliott

One of our favorite franchises, Cell Phone Repair, has welcomed Randy Elliott as a new multiple unit owner in the Raleigh area.

I met Randy at networking event mid- 2016.  At the time, he was between professional positions and had considered business ownership, but not acted on the idea.  After a few months of assessing available corporate opportunities for senior IT professionals, he decided to explore the entrepreneur route.  I feel very fortunate that he asked me to help him explore different franchise concepts to consider for purchase.

After taking Randy through an assessment, we decided to explore several concepts, but Cell Phone Repair made its way to the top of his list based on its availability, cost and fit for him.  Cell Phone Repair (CPR) is in the business of repairing and refurbishing for resale all types of electronic devices including cell phones, tablets, gaming devices and now even drones.  It also sells ancillary items such as protective covers, cables, etc.  Randy gives several reasons for his selection of CPR…” One, I liked that electronic repair (it isn’t limited to cell phones) should be a recession-proof business.  As long as people own things, they will break them and want them fixed.  Two, I have a background in computers, once working as IT director of a small software company.  And three, this is a business that can be expanded to multiple locations.  If the first couple of stores work out well, I can open more in other areas.  Finally, this is a business I can own and operate as long as I like, with any level of involvement I choose and with the option of a daily presence in the stores to general oversight and all the way to being a completely absent owner.”

Besides having a background as a corporate IT professional, Randy is also a US Naval Veteran having served as a pilot and in numerous leadership positions in operational and training commands.  We always enjoy working with veterans as they have a good handle on people management and implementing systems, processes and procedures… all traits of successful franchise owners.

As of this writing, Randy is now part owner in and existing CPR store and is in the process of building his second one to be owned exclusively by him.  In addition, CPR is adding a fully capable computer repair service to its existing franchises that Randy and other CPR owners will be able to take advantage of.

It is always exciting to see one of our clients make the decision to enter the world of business ownership.  It is an exciting, and somewhat unnerving time in their lives. Fortunately, our process helps clients make an informed and intelligent decision in purchasing their first business.  I appreciate Randy’s comments; “Mike has considerable experience in franchising and understood what I was after, taking into account my likes and dislikes and the things I thought would be important to me as a business owner.  He was also able to provide advice and contacts on related issues such as finding an attorney”.

Thanks Randy for being a client and we are wishing you the best of luck in your new venture.


Business Ownership Needs Passion

Passion_400-033115Have you heard this before? “Do what you love and you will never work a day in your life.” Or how about this? “ Find something you are passionate about and make it into a business.”

I find this to be common, but often incorrect advice. As I tell my seminar attendees every month, I love and am passionate about golf, I just can’t make any money at it. Given my skill set, I am not good enough to play on the tour or teach golf, but I do love the game and spend time playing it. I also know very successful business owners that own dry cleaners and maid service businesses. I doubt they are passionate about cleaning clothes or other people’s houses.

So if business owners are not necessarily passionate about the product or service they are selling, what are they passionate about? They are passionate about business ownership and the benefits that it can bring them; freedom, control, income, a flexible lifestyle, and a host of other things.

All of this isn’t to say you cannot make a business out of something you are passionate about. And, if you can, more power to you. It is the best of both worlds. Just remember, it is often the case that you will also become the CEO, CFO, and CMO of your business; truly a jack of all trades. In order to build a sustainable business model, owners often find themselves filing many roles, at the expanse of spending more time on the aspects of the business they are truly passionate about.
To look at this in more depth, I think this article by Gerri Detweiler https://www.allbusiness.com/entrepreneurs-spill-truth-starting-running-businesses-105262-1.html nicely explains what some entrepreneurs face when they build a business with a product or service they are passionate about.

So, if you are passionate about the prospects of running your own business, take the time to do the research and find a business that you think you will like, that matches your skill set and professional and personal goals and that can be built to provide good income, equity and that can be built to run without you having to work in it every day. The right business for you may not sell a product or service you are necessarily passionate about, but it may allow you to build a great business that ultimately gives you more time to spend on those things you truly ARE passionate about.

Now, that is something to get passionate about!


Business Ownership: A Juxtaposition of Speed and Patience

linked_business_ownersReading this article (By Francesca Federico, co-founder of Twelve Points http://fortune.com/2016/02/06/entrepreneur-business-success-tips/ made me rethink the message I deliver in my seminars to transitioning corporate professionals and often pass on to all my clients that are about to buy or start a business.

One of the reasons, I think, that some corporate folks start businesses and have trouble running their company, is that they can’t get used to the “speed of small business”. After all, decisions and actions that need to be made within the corporate environment often happen at a snail’s pace. (I hear this a lot from my corporate clients) Everyone must buy in and approvals must be given before plans are enacted. When you own your own business, things happen faster and you must act faster.   I equate this transition to business ownership to that of the “can’t miss” college prospect that enters the pros only to find that he can’t adjust to the speed of the game. Some Heisman trophy winners and all-Americans find themselves struggling to get up to speed, while some fifth round draft choices adapt and become stars. In your own business, you need to work on building your customer base quickly to build cash flow. You need to take action on bad employees quickly, lest they poison the work environment. You need to deliver to your customers on time and fix problems that arise…..quickly. If you don’t, your competitors will. This is not to say that you sacrifice quality, fairness and thoroughness for speed. But you do need to learn to make good decisions and take action quickly, without a corporate safety net.

All that said, I am struck with the premise of this article. While I think the pace of small business, generally speaking, is fast, I am willing to admit that patience must also be practiced. No matter how fast you work, there will always be things that happen out of your control. To quote part of the article, “In order to be successful, you have to be patient, whether it’s with negotiating new business deals, communicating with colleagues, or increasing your customer base. It’s easier said than done, but it comes down to trusting your process and remaining calm through the twists and turns—both big and small. You have to accept that not every decision will go your way. Most first-time entrepreneurs get easily frustrated and overwhelmed, which is understandable given the financial burden of their new ventures. “

Owning your own business can be so rewarding and satisfying. But it isn’t easy. It takes time to get it going and it costs money. Plans must be carried out with speed and thoroughness….then, sometimes, you must wait. Confusing? Welcome to the world of business ownership.